Choosing the right cryptocurrency app in Australia can make a significant difference in your trading experience, whether you're just starting out or actively managing a diverse portfolio. With so many platforms available, it’s essential to evaluate them based on security, fees, user experience, available coins, and unique features like demo accounts or copy trading. This guide highlights the top crypto apps tailored for Australian users—each offering distinct advantages depending on your trading goals.
Top 3 Crypto Apps for Australians
Bybit – Best for Frequent Traders
Rated: 9.9/10
Bybit stands out as the go-to platform for active traders who prioritize speed and low fees. With spot trading fees as low as 0.1% and derivatives fees at just 0.01% (maker) / 0.06% (taker), it's one of the most cost-efficient options in the market. The app supports over 280+ cryptocurrencies, including advanced features like margin trading (up to 100x leverage) and copy trading, making it ideal for experienced investors.
👉 Discover how low-fee trading can boost your returns with this powerful platform.
CoinSpot – Most Secure & Trusted Exchange
Rated: 9.7/10
Established in 2013, CoinSpot has built a reputation as Australia’s most trusted crypto exchange. It offers access to over 530+ digital assets, an intuitive interface perfect for beginners, and robust security backed by ISO 27001 certification—a rare achievement in the industry. Users also benefit from earning interest on 21 supported coins and enjoy excellent customer support.
Swyftx – Best for Learning with Demo Mode
Rated: 9.6/10
Swyftx shines with its risk-free demo mode, allowing new users to practice trading with virtual funds before committing real money. The app features a clean design, supports 422+ cryptocurrencies, and charges competitive trading fees of 0.6%. Its educational value makes it a standout choice for those entering the crypto space.
In-Depth Review of Leading Crypto Apps
Bybit – Lowest Trading Fees in Australia
- Available on: iOS & Android
- Downloads: 5M+
- Payment Methods: Visa, Mastercard, Apple Pay, Cryptocurrency
- Fiat Currencies: AUD, USD, GBP, CAD, and 40+ more
- Cryptocurrencies: 280+
Bybit is engineered for performance. With 99.99% system uptime and lightning-fast execution, it caters to serious traders who demand reliability and efficiency.
Advanced Trading Features
Bybit supports multiple order types, derivatives trading, and leveraged positions—tools often missing from beginner-focused platforms. Traders can short sell assets (betting on price drops) using futures contracts, adding strategic flexibility.
Fee Structure
- Spot Trading: 0.1%
- Derivatives (Maker/Taker): 0.01% / 0.06%
- Crypto Deposits: Free
- Withdrawal Fees: Vary by coin
Note: Fiat deposits are processed via third-party gateways that may apply their own fees.
Security Measures
Bybit employs multi-layered security protocols including two-factor authentication (2FA), cold storage for most assets, and regular audits. While not based in Australia, its global user base exceeds millions, reflecting strong trust across markets.
CoinSpot – Australia’s Most Secure Crypto App
- Available on: iOS & Android
- Downloads: 500K+
- Deposit Methods: Bank Transfer, BPAY, PayID, POLi, Cash, Crypto
- Fiat Currencies: AUD only
- Cryptocurrencies: 530+
CoinSpot excels in simplicity and safety—perfect for first-time investors.
User-Friendly Interface
The app uses a minimalist layout with five bottom navigation icons: Dashboard, Coins, Trade, Account, and More. Finding and trading assets is intuitive, even for non-tech-savvy users.
Fee Overview
- AUD Deposits: Free via POLi, PayID, OSKO; BPAY (0.9%), Cash (2.5%)
- Withdrawals: Free AUD withdrawals
Trading Fees:
- Instant Buy/Sell: 1%
- Market Orders: 0.1% (lower cost but limited availability)
Market orders must be placed via desktop—mobile users have limited access to advanced trading tools.
Extensive Coin Selection
With over 530+ altcoins, CoinSpot leads in asset diversity among local exchanges. New listings appear frequently, giving early access to emerging projects.
Top-Tier Security
CoinSpot holds the ISO/IEC 27001 certification, undergoes regular third-party audits, and stores the majority of funds in offline cold wallets. Biometric login and 2FA add extra layers of protection.
Swyftx – Practice Before You Trade
- Available on: iOS & Android
- Downloads: 100K+
- Deposit Methods: Bank Transfer, Debit/Credit Card, OSKO, PayID
- Fiat Currencies: AUD
- Cryptocurrencies: 422+
Swyftx combines ease of use with powerful learning tools.
Demo Mode: Learn Risk-Free
No other Australian platform offers a full-featured demo environment. Users receive virtual funds to simulate real-time trades at live prices. You can test limit orders, stop-losses, and technical analysis without financial risk.
👉 Try a zero-risk way to master crypto trading before going live.
Low-Cost Transactions
- Trading Fee: Flat 0.6%
- Deposit & Withdrawal Fees: Free for AUD
High-volume traders qualify for discounted rates.
Security & Compliance
Swyftx is AUSTRAC-registered and implements breached password detection, biometric authentication, and end-to-end encryption. Funds are stored securely with industry-standard safeguards.
Zengo – Best Crypto Wallet App
- Available on: iOS & Android
- Downloads: 900K+
- Fiat Currencies: AUD, USD, EUR, GBP, CAD
- Cryptocurrencies: 120+
Zengo redefines wallet security with MPC (Multi-Party Computation) technology—eliminating private keys and recovery phrases entirely.
Key Advantages
- No seed phrase to lose or steal
- Instant account recovery via biometrics or email
- Supports staking, DApps (with Zengo Pro), and NFTs
Ideal for mobile-first users who want full control without complexity.
Fee Breakdown
Third-party providers handle fiat transactions:
- Card payments: ~3–4% total fee (including spread)
- Bank transfers: ~1.99–2.5% total cost
- Crypto swaps: Fixed 0.5% + up to 2% spread
While slightly higher than exchange apps, Zengo prioritizes security over minimal fees.
Crypto.com – Ideal for Beginners
- Available on: iOS & Android
- Downloads: 10M+
- Fiat Currencies: AUD and 10+ others
- Cryptocurrencies: 250+
Crypto.com offers a seamless onboarding journey with global reach.
Beginner-Friendly Design
Clean interface with one-tap access to buying, selling, staking, and spending crypto. The app includes educational content and personalized dashboards.
Unique Perks
Users who stake $500+ in CRO tokens receive a free Visa debit card with benefits like:
- Up to 5% cashback (paid in CRO)
- Free Netflix/Spotify subscriptions
- Airport lounge access
Fee Policy
- Free AUD deposits via bank transfer or BPAY
- Credit/debit card purchases: 3.5% fee
- Trading fees: Included in spread (no hidden commissions)
MEXC – Powerhouse for Advanced Traders
- Available on: iOS & Android
- Downloads: 1M+
- Fiat Currencies: AUD supported
- Cryptocurrencies: 2,960+
MEXC boasts the largest coin selection globally—perfect for discovering early-stage altcoins.
Key Features
- Spot fees: 0.0–0.1%
- Futures fees: As low as 0.03% (taker)
- Copy trading & automated bots available
Supports both manual and algorithmic strategies.
Staking & Earnings
Flexible and locked staking options across dozens of assets let users generate passive income directly within the app.
Binance – Global Leader with Local Access
- Available on: iOS & Android
- Downloads: 10M+
- Fiat Currencies: AUD supported via PayID/OSKO
- Cryptocurrencies: 600+
Binance offers two modes in one app:
- Binance Lite: Simplified interface for newcomers
- Binance Pro: Full suite of advanced tools
Low trading fees (0.1%) and BNB fee discounts enhance cost-efficiency.
⚠️ Note: Customer support is primarily bot-based—live human assistance is limited.
CoinJar – A Simpler Alternative
- Available on: iOS & Android
- Cryptocurrencies: Only 60 coins offered
- Trading Fees: 1% per transaction
While user-friendly and secure, CoinJar lags behind in coin variety and fee structure. Suitable only for those focused on major cryptocurrencies like Bitcoin and Ethereum.
Frequently Asked Questions (FAQ)
Q: Which crypto app has the lowest fees in Australia?
A: Bybit offers some of the lowest trading fees—just 0.1% for spot trades and as low as 0.01% for makers in derivatives trading.
Q: Can I practice crypto trading without risking money?
A: Yes! Swyftx provides a free demo mode with virtual funds to simulate real market conditions safely.
Q: Are Australian crypto exchanges safe?
A: Reputable platforms like CoinSpot and Swyftx use cold storage, 2FA, encryption, and comply with AUSTRAC regulations to protect user assets.
Q: Which app is best for beginners?
A: Crypto.com and CoinSpot offer intuitive interfaces, easy deposit methods, and educational resources ideal for new users.
Q: Do any apps offer free Bitcoin sign-up bonuses?
A: Some platforms have offered promotional bonuses in the past; always check current promotions directly through official channels.
Q: Can I trade futures or use leverage in Australia?
A: Yes—Bybit and MEXC support leveraged trading (up to 100x) and futures contracts for experienced traders.
👉 Start your crypto journey today with a platform built for performance and security.
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