In a world where traditional financial advice often feels outdated or incomplete, Buying $100 of Bitcoin Every Day: My 4-Year Dollar-Cost Averaging Journey by Gao Chien-Chien stands out as both a personal experiment and a philosophical rethinking of what it truly means to save. Far more than just an investment diary, this book dives deep into the evolving nature of money, value storage, and financial sovereignty in the digital age.
Published by Feidi Publishing, the book serves as a compelling side quest in Gao’s broader “Blockchain Sociology” tetralogy—an ambitious project aiming to demystify blockchain’s societal impact. While marketed with a catchy title focused on returns, its real strength lies in reframing how we think about wealth preservation in an era of inflation, digital transformation, and economic uncertainty.
What This Book Is Really About
At first glance, Buying $100 of Bitcoin Every Day appears to be a performance report: four years of consistent Bitcoin purchases, tracked and analyzed. But the narrative quickly expands beyond numbers.
The book is structured in three powerful phases:
- Results First: It opens with tangible outcomes—how regular $100 investments grew over time—hooking readers with real-world proof.
- Conceptual Foundation: It then explores foundational ideas like Bitcoin halving, scarcity, decentralization, and the distinction between transactional money and value storage.
- Call to Action: Finally, it invites readers not just to invest, but to understand—to step through the rabbit hole and adopt a new financial mindset.
This progression mirrors the journey many go through when encountering Bitcoin: curiosity → research → transformation.
👉 Discover how small, consistent actions can lead to long-term financial empowerment.
The Power of Dollar-Cost Averaging (DCA) in Crypto
Dollar-cost averaging—investing a fixed amount at regular intervals—is not new. In fact, it's widely promoted by mutual fund companies and robo-advisors alike. But applying DCA to Bitcoin introduces a radical shift.
The author began their own Bitcoin DCA strategy in August 2022—not as long as Gao’s four-year run, but enough to witness its psychological and financial benefits:
- Low effort, high discipline: Automating $100 weekly or monthly removes emotional decision-making.
- Time efficiency: Frees mental bandwidth for life, work, and creativity.
- Strong long-term potential: Historical data shows that consistent BTC buyers outperform most traditional assets over multi-year periods.
However, DCA only works if two conditions are met:
- The asset has long-term growth potential.
- You can maintain consistency through market volatility.
For skeptics, the core question becomes: Why should I believe Bitcoin will retain or increase in value over time?
Answering this requires moving beyond price charts and understanding Bitcoin’s intrinsic properties.
Rethinking Money: The Real Meaning of "Saving"
We’re taught from childhood that “saving money” is virtuous. But few ask: What exactly are we saving into?
The book challenges readers to reconsider the nature of money itself. Drawing from economic fundamentals, it highlights two key insights:
“Saving isn’t about hoarding currency—it’s about preserving your surplus productivity.”
Money serves three primary functions:
- Unit of account
- Medium of exchange
- Store of value
While fiat currencies excel at the first two, they fail dramatically at the third. Inflation erodes purchasing power silently—like a slow leak in a bucket. Even if you’re not a “moonlight clan” (living paycheck to paycheck), your savings lose value over time just by sitting in a bank.
Bitcoin, by contrast:
- Has a hard cap of 21 million coins → Scarcity
- Is decentralized → No single entity can inflate supply
- Is digitally native → Immutable, portable, durable
- Gains value through network consensus → Emergent store of value
These traits make Bitcoin a superior vehicle for value storage—a digital fortress for your economic energy.
👉 See how Bitcoin transforms the way we preserve wealth across generations.
Shifting to a Bitcoin Standard: Seeing the World Differently
One of the most profound ideas in the book is the concept of Bitcoin denominated thinking—viewing wealth not in dollars or euros, but in BTC.
Most people measure gains and losses in fiat terms. If Bitcoin drops from $60,000 to $30,000, they see a 50% loss. But from a Bitcoin-centric view? The dollar lost half its value relative to BTC.
Flip the chart:
Instead of BTC/USD going down…
Think USD/BTC going up.
This reversal isn’t just semantic—it’s psychological liberation. It shifts your frame from volatility fear to purchasing power awareness.
As the author puts it:
“2024 was a bear market for fiat currencies.”
When seen through the lens of Bitcoin’s fixed supply and predictable issuance schedule (halving every four years), the depreciation of inflationary currencies becomes undeniable.
Adopting a Bitcoin standard is like Alice falling down the rabbit hole—disorienting at first, then enlightening.
From Holder to Spender: Taking the Next Step
Owning Bitcoin is step one. Using it is step two.
After reading the book, the reviewer realized they could go further—not just storing value in BTC, but spending it too.
With crypto debit cards now widely available, converting Bitcoin into usable spending power is easier than ever. You can’t force others to accept Bitcoin—but you can choose to transact in it.
This shift—from passive holder to active user—represents a deeper level of financial sovereignty.
Not just a Bitcoin holder, but a Bitcoin daily spender.
It’s no longer enough to merely believe in decentralization. True adoption means living it.
Frequently Asked Questions (FAQ)
Q: Is dollar-cost averaging in Bitcoin right for everyone?
A: DCA suits those who want disciplined exposure without timing the market. However, it requires belief in Bitcoin’s long-term value and emotional resilience during downturns.
Q: How much should I invest using DCA?
A: Start small—$10 to $100 per week or month—based on what you can afford to hold long-term without stress. Consistency matters more than amount.
Q: Isn't Bitcoin too volatile for saving?
A: While price swings are real in fiat terms, Bitcoin’s supply is fixed. Volatility decreases over time for long-term holders. Viewed in BTC terms, stability increases.
Q: Can I lose all my money investing in Bitcoin?
A: All investments carry risk. However, treating Bitcoin as a high-conviction portion of a diversified portfolio—not speculation—reduces emotional decision-making.
Q: What tools help track my DCA progress?
A: Several platforms offer backtesting and portfolio tracking for BTC DCA strategies. Look for features like historical performance simulation and automated reminders.
Q: Should I only use Bitcoin for saving, or also for spending?
A: Begin with saving (value storage), then gradually explore spending as infrastructure improves. Spending reinforces belief and accelerates adoption.
Final Thoughts: Beyond Investment, Toward Financial Clarity
Buying $100 of Bitcoin Every Day transcends typical finance books. It doesn’t promise riches—it offers perspective.
At its core, it asks:
What does it mean to truly save?
And what kind of future do you want your money to survive?
By combining practical strategy with philosophical depth, Gao Chien-Chien delivers not just a roadmap for investing—but a manifesto for rethinking money itself.
Whether you're new to crypto or a seasoned holder, this book invites you to take control of your financial destiny—one small purchase at a time.
👉 Start your journey toward smarter wealth preservation today.