Bitget, a leading cryptocurrency exchange and Web3 innovator, has officially launched BGUSD, a yield-generating stable asset designed to enhance capital efficiency and deliver passive income opportunities for users worldwide. Fully integrated into Bitget’s trading and wealth management ecosystem, BGUSD represents a strategic leap into the real-world asset (RWA) tokenization space—offering transparency, stability, and consistent returns backed by tangible financial instruments.
What Is BGUSD?
BGUSD is a 1:1 USDC-redeemable stable asset that users can purchase using either USDC or USDT. Unlike traditional stablecoins that offer little to no yield, BGUSD is engineered to generate returns through exposure to a diversified portfolio of tokenized real-world assets. These include high-grade money market funds and tokenized U.S. Treasury products—providing users with a secure, low-volatility income stream.
Holders earn a minimum 4% annual percentage yield (APY), with interest distributed daily based on their lowest daily balance and credited directly to their spot accounts. For the first 30 days post-launch, users benefit from a promotional APY of 5%, reinforcing Bitget’s commitment to user value creation.
👉 Discover how yield-generating stable assets are reshaping digital finance.
Powered by Tokenized Real-World Assets
The yield behind BGUSD stems from a carefully curated basket of tokenized real-world assets. This includes partnerships with top-tier financial infrastructure providers such as Superstate, known for its tokenized U.S. Treasury fund USTB. These collaborations ensure institutional-grade security, regulatory compliance, and diversified income sources—minimizing counterparty risk and enhancing long-term sustainability.
By leveraging blockchain technology, Bitget bridges the gap between traditional finance (TradFi) and decentralized finance (DeFi). The result is a hybrid financial product that combines the reliability of U.S. Treasuries with the accessibility and efficiency of Web3.
Seamless Liquidity and Low-Cost Conversion
One of BGUSD’s standout features is its high liquidity. Users can convert BGUSD back to USDC or USDT instantly via Bitget’s reserve pool, or opt for standard redemption (settled within three business days). A minimal 0.1% fee applies to both subscription and redemption, making it one of the most cost-effective yield solutions in the market.
This dual conversion model ensures flexibility—whether users need immediate access to funds or prefer a standard settlement cycle. Importantly, capital remains fluid throughout, eliminating lock-up periods while still generating daily returns.
Multi-Use Utility Across Bitget’s Ecosystem
BGUSD is more than just a yield vehicle—it’s a core utility asset within Bitget’s broader platform. It can be used for:
- Futures margin trading
- Collateral in lending markets
- Participation in Launchpool and PoolX staking programs
This multi-functionality increases capital efficiency by allowing users to earn yields while simultaneously deploying BGUSD in other high-value financial activities. It also strengthens platform engagement by reducing the need to move funds across different stablecoins.
A Strategic Step Toward Sustainable DeFi Innovation
Gracy Chen, CEO of Bitget, emphasized the strategic importance of this launch:
“Our mission has always been to prioritize user needs—whether they come from the crypto-native community, institutional investors, or traditional finance. BGUSD merges the transparency and innovation of crypto with the stability and yield potential of real-world assets. It makes earning passive income as effortless as holding a stablecoin. This is just the beginning of our journey to merge TradFi strengths with Web3 agility.”
By integrating real-world asset-backed yields into its native ecosystem, Bitget is positioning itself at the forefront of the next wave of decentralized finance evolution—one where digital assets are anchored in tangible value.
👉 Explore platforms offering real-world asset tokenization and yield opportunities.
Why BGUSD Stands Out in 2025
In an era where market volatility remains a concern and regulatory scrutiny intensifies, BGUSD offers a compelling alternative:
- Stability: Pegged 1:1 to USDC, minimizing price fluctuation risk.
- Transparency: Backed by verifiable real-world assets with clear yield sources.
- Daily Payouts: Immediate compounding effect through daily interest crediting.
- Low Fees: Only 0.1% for conversions, enhancing net returns.
- Ecosystem Integration: Usable across trading, lending, and staking—maximizing capital utility.
These features make BGUSD particularly attractive to conservative investors, yield farmers, and institutions seeking regulated exposure to blockchain-based finance.
Frequently Asked Questions (FAQ)
Q: What is BGUSD?
A: BGUSD is a yield-generating stable asset issued by Bitget, pegged 1:1 to USDC. It allows users to earn daily passive income from tokenized real-world assets like U.S. Treasuries and money market funds.
Q: How do I earn yields with BGUSD?
A: Users earn a minimum of 4% APY (5% for the first 30 days), with interest calculated daily based on the lowest balance and credited automatically to their spot account.
Q: Can I convert BGUSD back to USDC or USDT?
A: Yes. You can redeem BGUSD instantly via Bitget’s reserve pool or through standard redemption (settled in three business days), with a 0.1% fee.
Q: What real-world assets back BGUSD?
A: BGUSD is backed by a diversified portfolio including tokenized U.S. Treasury funds (e.g., via Superstate’s USTB) and high-grade money market instruments.
Q: Where can I use BGUSD on Bitget?
A: BGUSD can be used for futures margin, lending collateral, and participation in Launchpool and PoolX staking programs—enhancing capital efficiency.
Q: Is BGUSD safe?
A: Yes. It leverages institutional-grade infrastructure, diversified asset allocation, and reputable partners to minimize risk while maintaining full liquidity.
👉 Compare how different platforms handle stablecoin yields and liquidity.
Core Keywords Integrated:
- BGUSD
- Real-world assets (RWA)
- Yield-generating stablecoin
- Tokenized U.S. Treasuries
- Daily passive income
- USDC-redeemable
- Bitget ecosystem
- High liquidity stablecoin
Looking Ahead
The launch of BGUSD underscores a growing trend in 2025: the convergence of traditional finance and blockchain innovation. As more institutions explore tokenization, products like BGUSD offer a compliant, scalable, and user-friendly gateway into this new financial frontier.
With its strong foundation in security, yield transparency, and ecosystem utility, BGUSD is poised to become a benchmark for future RWA-backed digital assets—setting a new standard for stability, accessibility, and sustainable returns in the evolving Web3 landscape.