MetaMask has become one of the most widely used and secure cryptocurrency wallets, offering a seamless experience for storing and interacting with Ethereum-based assets. While it's primarily designed for the Ethereum blockchain and ERC-20 tokens, many users wonder: Can you store XRP in MetaMask?
The answer is yes — but not natively. By leveraging cross-chain compatibility through the Binance Smart Chain (BSC), you can securely manage your XRP within MetaMask as a wrapped token.
In this comprehensive guide, you'll learn how to:
- Add the Binance Smart Chain network to MetaMask
- Import XRP as a custom token
- Send, receive, and monitor your XRP balance directly from MetaMask
We’ll also address common questions, security best practices, and expert tips for managing multi-chain assets efficiently.
Let’s dive in.
Why XRP Isn’t Natively Supported in MetaMask
MetaMask was built specifically for the Ethereum blockchain, which means it supports Ethereum (ETH) and tokens that follow the ERC-20 standard. However, XRP operates on its own independent network — the XRP Ledger — which is entirely separate from Ethereum.
Because MetaMask doesn’t connect directly to the XRP Ledger by default, you can't add native XRP like you would with an ERC-20 token.
👉 Discover how to securely manage cross-chain assets using trusted tools.
But here’s the workaround: thanks to Binance Smart Chain (BSC) — an Ethereum-compatible blockchain — XRP exists as a "wrapped" version known as XRP (BEP-20). This allows it to be recognized and managed within MetaMask once BSC is added as a custom network.
This method doesn’t change ownership or compromise security — it simply enables interoperability between networks.
Prerequisites Before You Begin
Before adding XRP to MetaMask, ensure you have the following:
- A MetaMask wallet installed (browser extension or mobile app). If you haven’t set one up yet, visit metamask.io to download it.
- Some XRP already purchased from a supported exchange such as Binance, Coinbase, or Kraken. Make sure it’s withdrawn to a wallet you control.
- Basic understanding of crypto wallets, including how to switch networks and import tokens.
⚠️ Never share your seed phrase or private keys with anyone. Keep them offline and secure.
Once these are in place, you’re ready to proceed.
Step 1: Add Binance Smart Chain to MetaMask
To interact with BEP-20 tokens like wrapped XRP, you must first connect MetaMask to the Binance Smart Chain.
Follow these steps:
- Open your MetaMask extension and unlock your wallet.
- Click the network dropdown at the top (usually shows “Ethereum Mainnet”).
- Select “Add Network” > “Add a Network Manually”.
Enter the following details:
- Network Name: Smart Chain
- New RPC URL:
https://bsc-dataseed.binance.org/ - Chain ID: 56
- Currency Symbol: BNB
- Block Explorer URL:
https://bscscan.com
- Click “Save”.
After saving, your active network should now show “Smart Chain”. This confirms you’re connected to BSC.
🔍 Always verify network details from official sources like Binance’s developer documentation to avoid phishing scams.
Step 2: Get the XRP (BEP-20) Contract Address
To import XRP into MetaMask, you need its token contract address on Binance Smart Chain.
Here’s how to find it:
- Go to CoinMarketCap or BscScan.
- Search for XRP and locate the BEP-20 version.
- Copy the contract address under the “Contract” section.
For reference, the official BEP-20 XRP contract address typically starts with: 0x85Eac5Ac2F758618dFa09bDbe0cf174e7d574D5B
👉 Access real-time token data and contract verification across chains.
Keep this address handy — you’ll use it in the next step.
Step 3: Import XRP as a Custom Token
Now that you're on the Binance Smart Chain and have the contract address:
- In MetaMask, make sure Smart Chain is selected.
- Scroll down and click “Import Tokens” at the bottom of the assets list.
- Paste the XRP contract address into the “Token Contract Address” field.
- The fields Token Symbol (XRP) and Decimals of Precision (18) should auto-fill.
- Click “Add Custom Token”, then confirm.
Within seconds, your XRP balance will appear in your wallet — assuming you already own some on BSC.
If no balance shows up, double-check:
- You're on the correct network (Smart Chain)
- The contract address is accurate
- Your XRP is actually sent to this MetaMask address on BSC
Step 4: Sending, Receiving & Monitoring XRP
With XRP successfully imported, you can now use it just like any other asset in MetaMask.
✅ Send XRP
Click on the XRP token > “Send” > enter recipient address > confirm transaction.
💡 Always send small test amounts first when dealing with new addresses.
✅ Receive XRP
Click “Receive” and share your MetaMask wallet address (ensure it’s on Smart Chain). The sender must send XRP (BEP-20) — not native XRP from the XRP Ledger.
✅ Monitor Balance
Your XRP balance updates in real time alongside your other tokens.
⚠️ Remember: You’ll need a small amount of BNB in your wallet to pay gas fees when sending transactions on BSC — usually less than $0.10 per transaction.
Frequently Asked Questions
Can MetaMask hold native XRP?
No. MetaMask cannot store native XRP from the XRP Ledger. Only the BEP-20 wrapped version on Binance Smart Chain is compatible.
Is adding XRP safe?
Yes — as long as you use the correct contract address and avoid sharing your private keys. Always verify addresses via trusted explorers like BscScan.
Why do I need BNB for gas?
All transactions on Binance Smart Chain require gas paid in BNB. Even if you’re sending XRP, a small BNB fee covers network processing costs.
Can I stake XRP in MetaMask?
Not directly. MetaMask does not support staking for XRP. You’d need to use platforms that offer BEP-20 staking services.
What happens if I send native XRP to my MetaMask address?
It may be lost permanently. Native XRP sent to a BEP-20 address is not recoverable unless routed through a bridge or exchange that supports both chains.
Will MetaMask ever support native XRP?
Currently, there are no official plans for direct integration with the XRP Ledger. For now, using BEP-20 XRP via BSC remains the most practical solution.
Tips for Securely Managing XRP in MetaMask
- 🔐 Never expose your seed phrase — store it offline in a secure location.
- 🧪 Test transactions first — send small amounts before moving large balances.
- 🛡️ Use hardware wallets — connect Ledger or Trezor for enhanced security.
- 📲 Verify every transaction — check recipient addresses carefully before confirming.
- 🔍 Monitor via BscScan — paste your address into bscscan.com to track all activity.
- 🔄 Stay updated — follow MetaMask’s blog for new network integrations and features.
Final Thoughts
While MetaMask doesn’t natively support the XRP Ledger, you can still enjoy the convenience of managing your XRP alongside Ethereum-based assets — thanks to cross-chain solutions like Binance Smart Chain.
By adding BSC and importing the BEP-20 version of XRP, you gain flexibility without sacrificing control.
As blockchain interoperability improves, we may see smoother integrations in the future — but for now, this method works reliably and securely.
Whether you're diversifying across networks or consolidating holdings, knowing how to add XRP to MetaMask gives you greater autonomy over your digital assets.
👉 Stay ahead in multi-chain management with advanced crypto tools.