The value of 1 XRP is currently 2.2326 USD as of July 4, 2025, at 10:20 UTC. This real-time exchange rate reflects the growing interest and market confidence in XRP, a digital asset developed by Ripple Labs to facilitate fast and low-cost international money transfers. Whether you're an investor tracking portfolio performance or someone preparing for a cross-border transaction, understanding the XRP to USD conversion is essential in today’s evolving digital economy.
Live XRP to USD Exchange Rate
1 XRP = 2.2326 USD
1 USD = 0.4479 XRP
Last updated: July 4, 2025, at 10:20 UTC
This live rate is calculated using aggregated global market data from trusted financial sources. It provides a reliable benchmark for traders, investors, and users looking to convert between XRP and the US dollar.
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XRP to USD Conversion Trends Over the Past Year
Over the past 12 months—from July 4, 2024, to July 3, 2025—the average exchange rate stood at 1.6524 USD per XRP. This period saw significant volatility, reflecting broader market sentiment, regulatory developments, and macroeconomic factors influencing cryptocurrency valuations.
What Was the Highest XRP to USD Exchange Rate in the Last Year?
The peak value was reached on January 17, 2025, when 1 XRP equaled 3.2931 USD. This high point followed positive regulatory clarity and increased institutional adoption of blockchain-based payment solutions.
What Was the Lowest XRP to USD Rate in the Past 12 Months?
The lowest point occurred on July 5, 2024, with 1 XRP valued at just 0.4291 USD. This dip came amid broader crypto market corrections and uncertainty around Ripple's ongoing legal landscape.
Is the XRP to USD Rate Rising or Falling?
The XRP/USD exchange rate has surged by +403.19% over the last year. This strong upward trend indicates growing investor confidence and expanding utility of the XRP Ledger in global finance.
Recent Performance: 30-Day and 90-Day Analysis
Understanding short-term fluctuations helps in making informed trading decisions.
Last 30 Days
- High: $2.3253
- Low: $2.0958
- Average: $2.1988
- Change: +3.29%
Last 90 Days
- High: $2.5837
- Low: $1.7931
- Average: $2.2120
- Change: +6.39%
While the past month showed moderate growth, the previous quarter reflected higher volatility with a stronger overall gain—suggesting increasing market participation and responsiveness to news events.
XRP to USD Conversion Table
Use this table for quick reference when converting common amounts:
- 1 XRP = $2.23
- 5 XRP = $11.16
- 10 XRP = $22.33
- 50 XRP = $111.63
- 100 XRP = $223.26
- 500 XRP = $1,116.32
- 1,000 XRP = $2,232.65
Larger conversions:
- 5,000 XRP = $11,163
- 10,000 XRP = $22,326
- 50,000 XRP = $111,632
- 100,000 XRP = $223,265
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USD to XRP Conversion Table
Need to know how many XRP you get for your dollars? Here's a quick guide:
- $10 = 4.479 XRP
- $50 = 22.395 XRP
- $100 = 44.79 XRP
- $500 = 223.95 XRP
- $1,000 = 447.90 XRP
- $5,000 = 2,239.49 XRP
- $10,000 = 4,478.98 XRP
- $50,000 = 22,395 XRP
For larger transactions:
- $100,000 = 44,790 XRP
- $500,000 = 223,949 XRP
- $1,000,000 = 447,898 XRP
Frequently Asked Questions (FAQ)
What is the current price of 1 XRP in USD?
As of July 4, 2025, at 10:20 UTC, 1 XRP equals $2.2326. This rate is updated in real time based on global market data from authoritative financial sources.
How much is 100 XRP worth in US dollars?
100 XRP equals $223.26 at the current exchange rate. This makes it accessible for both small investors and those managing larger digital asset portfolios.
What was the highest XRP to USD exchange rate in the last nine years?
The all-time high was reached on January 17, 2025, when 1 XRP hit $3.2931. This milestone followed major developments in Ripple’s legal battles and growing integration of XRP in cross-border payments.
When is the best time to convert XRP to USD?
The forex and crypto markets operate nearly 24/7. However, the period between 3:00 PM and 4:00 PM GMT often sees peak liquidity and trading volume, potentially offering better execution prices. Additionally, converting early in the week—Monday through Wednesday—is advisable to avoid weekend settlement delays.
Which currency is stronger: XRP or USD?
Currently, XRP is stronger than the USD in direct comparison—meaning 1 XRP buys more than 1 USD (specifically $2.23). However, "strength" depends on context: while XRP has appreciated significantly against the dollar recently, the USD remains a globally dominant reserve currency.
Is XRP increasing or decreasing in value against the US dollar?
Year-to-date (YTD), XRP has declined by -4.03% against the USD. However, over the past nine years, it has appreciated by an extraordinary +35,271.51%, demonstrating its long-term growth potential despite short-term volatility.
Why Trust This Data?
Reliable exchange rate information is critical for making sound financial decisions. The data presented here is sourced from real-time aggregations across top-tier financial institutions and cryptocurrency exchanges worldwide.
Crypto markets move fast—having access to accurate, up-to-the-minute pricing empowers users to act with confidence.
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Key Takeaways
XRP continues to play a pivotal role in the future of digital finance. With its focus on enabling fast, low-cost international transactions through blockchain technology, it stands out among major cryptocurrencies.
Despite short-term price swings, the long-term trajectory of XRP against the US dollar shows remarkable appreciation—highlighting its potential as both a technological innovation and an investment asset.
Whether you're converting a few tokens or managing a large portfolio, staying informed about current exchange rates and market trends is key to maximizing value and minimizing risk.
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