Bitcoin continues to redefine the future of finance, and few voices echo as powerfully in this transformation as Michael Saylor, founder of MicroStrategy. In a recent interview on May 10, Saylor doubled down on his conviction that adopting Bitcoin as a corporate treasury strategy is not just innovative—it’s essential for long-term survival. With MicroStrategy now holding over 550,000 BTC, valued at more than $58.2 billion, the company stands as one of the largest institutional holders of Bitcoin globally.
Saylor’s bold forecast? That by 2045, one Bitcoin could be worth *$13 million**—a figure that reframes every purchasing decision made today. As he put it: *"If BTC reaches $13 million in 2045, then every coin you don’t buy today costs you $13 million in future value."
This isn’t speculation; it’s strategy. And it’s reshaping how businesses think about capital preservation, growth, and digital transformation.
Why Stock Buybacks Are Obsolete—Bitcoin Is the New Financial Upgrade
Traditional financial wisdom teaches companies to return value through stock buybacks or dividends. But according to Saylor, these methods simply recycle capital back into an inefficient system without creating real, lasting value.
“Buying Bitcoin with cash is the true form of digital transformation.”
Unlike stocks, which are subject to market sentiment and corporate performance, Bitcoin offers scarcity, decentralization, and global liquidity. For corporations, allocating cash reserves to Bitcoin means protecting wealth from inflation, currency devaluation, and geopolitical instability—all while positioning themselves at the forefront of monetary evolution.
Saylor argues that the S&P 500 has become the opportunity cost for retail investors, locked into legacy systems that underperform against hard assets like Bitcoin. By shifting focus from share repurchases to Bitcoin accumulation, companies can achieve stronger balance sheets and greater investor confidence.
Traditional Finance Is Failing—Bitcoin Is the Lifeline
The U.S. stock market is increasingly dominated by a handful of tech giants, leaving thousands of small and mid-cap companies undercapitalized and ignored. Saylor refers to many of them as “zombie enterprises”—still trading but lacking real growth potential.
His solution? Convert corporate assets into Bitcoin.
This move does more than boost balance sheets—it signals innovation, attracts new investors, and insulates companies from economic shocks. When war, trade wars, or financial crises hit, traditional businesses suffer immediate losses. But those holding Bitcoin may see their core operations dip while their treasury appreciates.
In times of crisis, cash loses purchasing power. Gold is hard to move. Real estate illiquid. But Bitcoin remains globally accessible, divisible, and secure—making it the ideal hedge for modern enterprises.
Personal Finance Revolution: Skip the Mortgage Payoff, Buy Bitcoin Instead
For individuals, Saylor’s advice is radical yet calculated: keep your job, minimize expenses, and maximize Bitcoin holdings.
He suggests leveraging low-cost debt—like a 10- to 20-year mortgage—as a strategic tool. Why pay off a home early when you can use that same money to buy Bitcoin at historically low interest rates?
“A mortgage is the cheapest long-term financing available,” Saylor notes. “Use it wisely.”
By treating Bitcoin as an appreciating asset rather than a speculative gamble, individuals can build generational wealth. If one BTC reaches $13 million by 2045—as Saylor predicts—then every unit purchased today becomes a cornerstone of financial freedom.
This mindset shift—from consumption to ownership of scarce digital assets—is already transforming lives.
MicroStrategy Shareholders Celebrate: “Bitcoin Saved Us”
Many investors who bought MicroStrategy stock (MSTR) during its aggressive Bitcoin accumulation phase have seen life-changing returns. Saylor shares emotional testimonials from shareholders who say the company’s strategy gave them peace of mind, financial security, and the ability to support their families.
“The most touching moment was when someone told me: ‘You gave me the confidence to provide for my family.’ That kind of gratitude is real,” Saylor said.
These stories aren’t outliers—they reflect a growing trend where exposure to Bitcoin through equities like MSTR offers accessible entry points for those wary of direct crypto ownership.
The Future Is Bitcoin-Native: Introducing New Financial Instruments
Saylor isn’t stopping at treasury reserves. He’s pioneering a new class of Bitcoin-native financial products designed to unlock yield, stability, and scalability.
Strife
A financial instrument allowing users to over-collateralize with Bitcoin and earn 10% annual yield, with no maturity date—ideal for retirement funds seeking long-term fixed income without counterparty risk.
Strike
Offers 8% annual interest plus exposure to 35% of Bitcoin’s upside via convertible debt—perfect for conservative investors who want growth potential without full volatility.
Beyond private innovation, Saylor envisions sovereign BitBonds: government-issued bonds backed by Bitcoin reserves. These could attract global capital, reduce reliance on fiat financing, and increase national financial sovereignty.
Why Isn’t Bitcoin at $200K Yet? Saylor Explains the Current Shakeout
Despite strong fundamentals, Bitcoin’s price hasn’t yet突破 $200,000. Saylor attributes this to a transitional phase in market dynamics:
- Legacy entities liquidating: Bankrupt firms like FTX and government agencies (e.g., DOJ) are selling seized BTC.
- New demand emerging: ETF inflows and corporate buyers like MicroStrategy are absorbing supply.
- Short-term pressure, long-term strength: While selling creates temporary dips, the structural demand is growing stronger.
This “shakeout” is natural—and necessary—for maturation. As old hands exit, a new generation of institutional and retail investors steps in, building more resilient ownership patterns.
Crises Create True Believers—Bitcoin Thrives in Chaos
Saylor’s own journey began during crises—and so does mass adoption.
“Every crisis creates a new wave of believers. I bought after the 2020 pandemic crash. Now, amid tariff wars and global uncertainty, another wave is awakening.”
Bitcoin’s resilience stems from its unique properties:
- 24/7 global trading
- No supply chain dependencies
- Immunity to local tax or regulatory overreach
- Ability to leverage safely during downturns
Unlike traditional assets frozen during black swan events, Bitcoin operates continuously—making it not just a store of value, but a crisis-proof financial infrastructure.
Why Don’t Mainstream Media Get It? We’re Still on Day 25 of the Lily Pond
Saylor uses a powerful metaphor: imagine a pond covered by lily pads doubling every day, filling completely on day 30. On day 25, only 3% is covered—barely noticeable. But by day 29, it’s half full.
“We’re on day 25. The growth looks slow—until it isn’t.”
While mainstream media still questions Bitcoin’s relevance, adoption is accelerating beneath the surface. Already, Bitcoin accounts for 16% of total equity capital raised globally—a staggering figure for an asset once dismissed as fringe.
And Saylor isn’t done buying. On May 11, he hinted at further accumulation via a cryptic post on X (formerly Twitter), reinforcing his unwavering stance.
Frequently Asked Questions (FAQ)
Q: How many Bitcoins does MicroStrategy own?
A: As of May 2025, MicroStrategy holds over 550,000 BTC, with a total portfolio value exceeding $58.2 billion.
Q: Is Michael Saylor still buying Bitcoin?
A: Yes—Saylor reaffirmed his commitment on May 11 via social media, signaling continued accumulation despite market fluctuations.
Q: What is BitBond?
A: A proposed sovereign bond backed by Bitcoin reserves, designed to offer nations lower borrowing costs and enhanced financial independence.
Q: Can individuals use strategies like MicroStrategy?
A: Absolutely. While companies buy at scale, individuals can dollar-cost average into BTC or use financial instruments like Strife and Strike for yield and exposure.
Q: What happens if Bitcoin doesn’t reach $13 million?
A: Even if Saylor’s 2045 target isn’t met, holding Bitcoin protects against fiat devaluation and offers asymmetric upside in uncertain economic times.
Q: Are there risks in following this strategy?
A: Yes—Bitcoin is volatile and not insured like bank deposits. Investors should assess risk tolerance and never invest more than they can afford to lose.
With over half a million BTC secured and a vision extending decades into the future, Michael Saylor isn’t just betting on Bitcoin—he’s architecting a new financial paradigm.
👉 Join the movement transforming wealth preservation in the digital era—start your journey today.