The recent resolution of the SEC’s lawsuit against Coinbase has sent shockwaves through the cryptocurrency market, reigniting optimism around XRP and its long-standing legal battle with the U.S. Securities and Exchange Commission (SEC). With XRP trading at $2.57—marking a 50% increase from its monthly low—investor sentiment is surging. Many are now asking: Could Ripple be next in line for a favorable regulatory outcome? And more importantly, what could this mean for XRP’s price trajectory in the coming months?
This article dives deep into the latest developments, analyzes their implications for Ripple and XRP, explores the potential for an ETF approval, and evaluates whether current market dynamics suggest a breakout is imminent.
Coinbase Lawsuit Dismissal: What It Means for XRP
In a major development for the crypto industry, Coinbase CEO Brian Armstrong confirmed that the SEC has agreed to dismiss its lawsuit against the exchange. Final court approval is expected within days. The case originally accused Coinbase of offering unregistered securities, operating as an unlicensed broker-dealer, and providing staking services without proper regulatory clearance.
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The dismissal is being viewed as a watershed moment—one that signals a potential shift in the SEC’s enforcement strategy under a more crypto-supportive political climate. While the settlement does not set a formal legal precedent, it sends a strong message: regulators may be moving toward clearer, more pragmatic frameworks rather than aggressive litigation.
For XRP supporters, this outcome offers renewed hope. If the SEC can resolve its case with Coinbase amicably, why not with Ripple? The parallels are compelling, especially given Ripple’s partial victory in court and growing institutional interest in XRP.
Could Ripple Be the Next to Win?
Ripple’s legal saga with the SEC began in December 2020, when the agency filed a lawsuit alleging that Ripple conducted an unregistered securities offering by selling $1.3 billion worth of XRP. After years of legal proceedings, Judge Analisa Torres delivered a pivotal ruling in July 2023: XRP is not a security when traded on public exchanges.
This distinction was crucial. It meant that retail investors buying XRP on platforms like Kraken or Binance were not participating in a securities transaction. However, the court did find that Ripple’s direct sales to institutional investors violated securities laws, resulting in a $125 million penalty—significantly lower than the $2 billion the SEC had initially sought.
Now, with increasing pressure on the SEC to clarify digital asset regulations and growing bipartisan support for blockchain innovation, speculation is mounting that the agency may drop its appeal of the Ripple case. Adding fuel to the fire, Ripple CEO Brad Garlinghouse recently met with former President Donald Trump, who has since expressed pro-crypto views on Truth Social, including favorable mentions of XRP.
Such political engagement underscores the rising influence of crypto in national policy discussions—and increases the likelihood of a favorable resolution for Ripple.
XRP Price Prediction: Could an ETF Approval Send It to $10?
After months of sideways movement, XRP appears poised for a breakout. Analysts suggest that if the SEC drops its case against Ripple—or even signals regulatory clarity—XRP could surge to $5 to $10 during the next bull cycle.
A key catalyst on the horizon? The potential approval of an XRP exchange-traded fund (ETF). In early 2025, Grayscale officially filed an application with the SEC to launch an XRP ETF. The review process is now underway, with a final decision expected by October 18, 2025.
Market sentiment is bullish. According to Polymarket, a prediction market platform, there’s an 81% chance the SEC will approve the Grayscale XRP ETF. If approved, it would mark a historic milestone—making XRP one of the first major altcoins to receive ETF status, following in Bitcoin’s footsteps.
ETF approval would bring institutional-grade liquidity, enhance market credibility, and open XRP to retirement accounts and traditional investors who avoid direct crypto exposure.
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Is XRP’s Price Being Suppressed?
Some traders and analysts believe that XRP’s price is being artificially held down ahead of major regulatory decisions. The theory suggests that large institutional players are quietly accumulating XRP at current levels before an ETF approval or lawsuit dismissal triggers a sharp rally.
This “accumulation phase” narrative is supported by on-chain data showing increased wallet consolidation and reduced exchange supply—patterns often seen before significant price movements. If institutions are indeed stockpiling XRP, a sudden surge in buying pressure could lead to rapid appreciation once news breaks.
While unproven, the suppression theory highlights growing confidence in XRP’s fundamentals and long-term potential.
What’s Next for XRP?
All eyes are now on the SEC. With the Coinbase case resolved and Ripple’s legal arguments already validated in part by Judge Torres, momentum is building for a favorable outcome. A dismissal or settlement could remove years of uncertainty, paving the way for broader adoption of XRP in payments and cross-border transactions.
Beyond regulation, Ripple continues to expand its global network of financial partners using its On-Demand Liquidity (ODL) solution, which leverages XRP for real-time settlements. As adoption grows, so does utility—and with it, demand.
Frequently Asked Questions (FAQ)
Q: Is XRP considered a security?
A: In July 2023, a U.S. federal judge ruled that XRP is not a security when sold on public exchanges. However, Ripple’s direct sales to institutions were found to violate securities laws.
Q: When will we know if the XRP ETF is approved?
A: The SEC’s decision on Grayscale’s XRP ETF application is expected by October 18, 2025.
Q: What would happen to XRP’s price if the SEC drops its case?
A: Analysts project a potential rally to $5–$10, especially if combined with ETF approval and renewed institutional investment.
Q: Can I buy XRP in the U.S.?
A: Yes. Major exchanges like OKX offer XRP trading globally, including to U.S.-based users where compliant.
Q: Why did the SEC sue Ripple?
A: The SEC alleged that Ripple raised funds through unregistered securities offerings by selling XRP directly to institutions.
Q: How does political support affect XRP’s future?
A: Growing bipartisan backing for crypto regulation increases pressure on the SEC to act fairly and transparently—improving Ripple’s chances for a favorable resolution.
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Final Thoughts
The convergence of regulatory progress, ETF momentum, and strong fundamentals positions XRP for potentially transformative growth in 2025. While uncertainties remain, the tide appears to be turning in Ripple’s favor. For investors, staying informed and prepared could mean capitalizing on one of crypto’s most anticipated catalysts.
As the crypto landscape evolves, XRP stands at the intersection of innovation, regulation, and market demand—a unique position that few digital assets can match.