Buying cryptocurrency doesn’t have to be complicated. With the right tools, you can enter the digital asset world quickly, safely, and with full control over your funds. Whether you're in Spain, Latin America, or one of 150+ supported countries, purchasing crypto using your local currency—like EUR—has never been more accessible.
This guide walks you through a seamless process to buy over 100 cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT), and USD Coin (USDC), using trusted payment methods and non-custodial wallets for maximum security.
👉 Discover the fastest way to start your crypto journey today.
How to Buy Cryptocurrency with MoonPay
MoonPay offers a user-friendly platform that simplifies buying crypto for both beginners and experienced users. The process is secure, fast, and supports multiple payment options tailored to your region.
Step 1: Create Your Free Account
Start by signing up for a free account in seconds via the MoonPay app or website. After registration, provide basic personal details to verify your identity through a secure Know Your Customer (KYC) process. This step ensures compliance and protects against fraud.
Step 2: Choose the Cryptocurrency You Want
Select from a wide range of digital assets. Whether you’re interested in established coins like Bitcoin and Ethereum, high-performance blockchains like Solana, or stablecoins such as USDT and USDC, MoonPay gives you direct access to over 100 tokens.
Step 3: Enter Your Wallet Address
MoonPay integrates with most non-custodial wallets—meaning only you control your private keys. If you don’t already have a wallet, you can create one during checkout. When purchasing through a partner platform, your wallet address may be auto-filled for convenience.
Step 4: Top Up Your MoonPay Balance
For faster transactions and lower fees, consider topping up your MoonPay balance using familiar methods like bank transfer, debit/credit card, PayPal, Apple Pay, or Google Pay. Once funded, your balance allows for quicker purchases, higher approval rates, and commission-free fiat withdrawals.
Step 5: Complete the Purchase and Pay
You don’t need to use your balance—you can pay directly at checkout. Supported options include:
- Visa, Mastercard, or Maestro cards
- Apple Pay & Google Pay
- PayPal
- Local transfers like SEPA (EU), Faster Payments (UK), and PIX (Brazil)
After payment confirmation, MoonPay handles the rest. Your crypto is sent directly to your wallet—typically within minutes.
Why MoonPay Is a Top Choice for Buying Crypto
Access to Over 100 Digital Assets
From flagship cryptocurrencies to emerging tokens, MoonPay supports a broad selection. Start small—you can buy fractions of BTC or ETH—and scale up as you grow more confident.
Global Coverage with Local Convenience
Available in Spain, across Latin America, and in more than 150 countries worldwide. Use your local currency (e.g., EUR) and preferred payment method without worrying about complex conversions or international fees.
Low and Transparent Fees
- Bank transfers: As low as 1%
- Card payments: Starting at 4.5%
- MoonPay Balance users: Enjoy reduced fees and faster processing
No hidden charges—just clear pricing so you know exactly what you're paying.
Recurring Crypto Purchases
Timing the market is tough. Instead of guessing the “perfect” moment, use MoonPay’s recurring buy feature (available in select regions) to invest regularly—weekly or monthly. This strategy follows dollar-cost averaging principles, helping reduce the impact of price volatility over time.
👉 Start building your crypto portfolio with automated buys.
Security You Can Trust
Buying crypto should never mean compromising safety. MoonPay prioritizes protection with industry-standard security measures.
24/7 Fraud Prevention
Dedicated security teams monitor transactions around the clock. Advanced systems detect and prevent suspicious activity before it affects users.
Independent Audits & Certifications
MoonPay complies with global standards including:
- ISO 27001 (independently audited information security management)
- PCI-DSS (payment card industry data security)
- AES-256 encryption for data protection
These certifications ensure your personal and financial data remains secure.
Non-Custodial by Design
Your crypto stays under your control. MoonPay never holds or accesses your funds without permission. Once purchased, assets go straight to your wallet—no third-party custody involved.
Proven Track Record
- Over $8 billion in crypto securely delivered
- More than 30 million user accounts created
- Trusted by 300+ partners globally
Real Users, Real Experiences
With over 93,000 reviews on Trustpilot and an average rating of 4.2 out of 5, MoonPay users consistently praise its simplicity and speed.
"This platform is the best for buying tokens—so easy and straightforward. Most importantly, delivery to your wallet is the fastest."
— Lavinia Tanirau, Verified on Trustpilot"My four-year-old could’ve figured it out. It was that simple. Super easy to navigate. I had my Bitcoin before I even knew what to do with it."
— Darryl Nathaniel Robinson, Verified on Trustpilot"The app is user-friendly, the rate is good, and it's fast. I’ll recommend MoonPay to anyone getting into Bitcoin."
— Gregory Pettry, Verified on Trustpilot
Frequently Asked Questions
Is it worth buying cryptocurrency?
Only you can decide if investing in crypto aligns with your financial goals. Consider factors like market price, project fundamentals, market cap, supply dynamics, and your personal risk tolerance. Always conduct independent research—MoonPay does not provide investment advice.
What payment methods are accepted?
You can use Visa, Mastercard, Maestro, Apple Pay, Google Pay, PayPal, or bank transfers. Region-specific options include SEPA (Europe), Faster Payments (UK), and PIX (Brazil). You can also preload your MoonPay balance in EUR, USD, or GBP for faster future purchases.
How fast are crypto deliveries?
- Card payments: As fast as 5 minutes
- Bank transfers: Typically 1–3 business days
First-time buyers may experience slight delays due to additional security checks.
What are the minimum and maximum purchase amounts?
The minimum purchase is €20. Maximum limits depend on your account verification level (KYC tier). Higher tiers allow larger transactions after completing additional identity verification steps.
Can I buy fractions of a cryptocurrency?
Yes! You don’t need to buy a full Bitcoin or Ethereum. MoonPay lets you purchase small portions—ideal for starting with a modest budget.
How do recurring buys work?
Recurring purchases let you invest in crypto at regular intervals (e.g., weekly or monthly). This approach helps smooth out price fluctuations over time through dollar-cost averaging. Available in select countries.
Ready to Start Your Crypto Journey?
Whether you're new to digital currencies or expanding your portfolio, MoonPay makes buying crypto simple, secure, and accessible worldwide.
From intuitive design to robust security and flexible payment options, everything is built to give you confidence every step of the way.